Financial Plans & Services

Prior to any investing, your organization needs an Investment Policy Statement. We work with your Board to help draft your IPS, or we'll be happy to review your existing IPS to ensure that it continues to align with your organization's overall goals and investing objectives. 

Once the IPS is drafted (or amended) and adopted, we will assist with the opening and funding processes for your brokerage account(s). As your investment advisor, we will participate and be identified in your brokerage documentation with the account custodian as a fiduciary for your account(s).

Your Board will likely include individuals who will handle your spending and accounting, not to mention your CPA who will handle your reporting. We will walk alongside these individuals, upholding the statutes of the IPS - when and how withdrawals and transfers can be made and under what circumstances - to ensure current and future cashflow needs are met while maintaining the integrity of the investments, as prescribed.

We will guide your organization in establishing gifting strategies, such as the receipt of equity and debt securities as donations, and can help your team be prepared to encourage and facilitate such gifts from your supporters. We can prepare your team to help your donors understand how their gifts will be optimized for greatest impact. 

By participating in the development and/or amendment of your Investment Policy Statement, we will have direct understanding of your organization's investment needs, and will use our professional expertise to construct your investment portfolio. As your advisor, we will always act in the best interest of your organization, to uphold your IPS, and our fiduciary duty in the management of your investments.

We rely on our industry partners to provide timely and accurate investment research  to perform due diligence in the construction and management of your portfolio. 

Your custodian will provide you with portfolio reports and performance measures. As your advisor, we will help you understand what these important documents mean, and guide you when prudent steps should be taken in response to their findings. These can include rebalancing the portfolio, buying or selling securities, or transferring funds to accomplish board-advised and IPS related objectives.

As your advisor, we are bound by a professional fiduciary duty to always act in your organization's best interest and in accordance with your IPS. That means that we will never act out of self-interest, that you will always be made aware of any potential conflicts of interest, and that we will operate under best practices to reduce or eliminate conflicts that put our fiduciary responsibility to you at risk. Some of the ways we reduce such risks include our fee-only structure and non-discretionary stance. More information is available on our Legal page.